India's #1 Fintech API Platform

Power Your Fintech Business With iPaisaPay APIs

One powerful platform — Collections, Payouts, AEPS, Recharge, White Label Software & Complete Fintech Suite for banks, NBFCs and businesses.

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Today's Volume

₹4.8 Cr+

+22.4% vs yesterday

Active Merchants

12,400+

Live Now

iPaisaPay Dashboard

● LIVE

Total Collection

₹98.2L

↑ 18.3% this month

Payouts Sent

₹41.7L

↑ 12.1% this month

AEPS Txns

8,942

↑ 9.8% this week

API Uptime

99.97%

● All systems normal

IMPS Collection Received

Merchant: RajeevKirana • 2 min ago

+₹25,000

AEPS Withdrawal

Agent: Sunita Devi • Just now

-₹5,000

Mobile Recharge

Airtel Prepaid • 5 min ago

+₹349

Bulk Payout Processed

Payroll Batch #PR-8821 • 8 min ago

-₹3,20,000

Our Products

Everything Your Fintech
Business Needs

From payment collection to disbursement — a complete API ecosystem powering India's digital finance.

Payment Collection

Accept payments via UPI, IMPS, NEFT, RTGS, Net Banking, Cards & more. Smart payment links, QR codes and virtual accounts included.

Explore Collection

Payout APIs

Instant bulk payouts to any bank account, UPI ID, or wallet. Automate salaries, vendor payments, commissions & refunds.

Explore Payouts

AEPS Banking

Aadhaar Enabled Payment System for rural banking — cash withdrawal, balance inquiry, mini statement & fund transfers via biometric.

Explore AEPS

Recharge & Bill Pay

All-operator mobile recharge, DTH, electricity, gas, broadband, insurance premium & 400+ billers via single unified API.

Explore Recharge

DMT / Money Transfer

Domestic Money Transfer with real-time IMPS. Instant account verification, sender registration & beneficiary management APIs.

Explore DMT

KYC & Verification APIs

PAN, Aadhaar, Bank Account, GST, CKYC, OCR and face match verification APIs to onboard users securely and compliantly.

Explore KYC

UPI Stack

Collect via static/dynamic QR, payment links & UPI autopay. Real-time webhook notifications and reconciliation dashboard.

Explore UPI

Prepaid Card Issuance

Issue co-branded prepaid debit cards (physical & virtual) to your customers. Full card lifecycle management and spend controls API.

Explore Cards

Lending & BNPL APIs

Embedded lending, credit scoring, EMI collection and Buy Now Pay Later integrations for marketplaces and retailers.

Explore Lending

White Label

Launch Your Own
Fintech Brand in 48 Hours

Get a fully branded fintech platform — web + mobile app — under your own brand. No code required. We handle compliance, infra & updates.

Complete Brand Customisation

Your logo, colors, domain and app store presence. Fully indistinguishable from in-house built products.

Multi-tier Distributor Management

Super distributor → Distributor → Retailer hierarchy with real-time commission ledgers and automated settlement.

Unified Admin Dashboard

Manage all merchants, commissions, transactions, KYC and support tickets from one powerful control panel.

Android & iOS Apps Included

Native mobile apps published under your brand on Play Store and App Store, with source code available.

Request White Label Demo

Wallet Balance

₹12,450.00

Updated just now

Collect

Payout

AEPS

Recharge

Recent Transactions

UPI Collection

+₹1,200

Airtel Recharge

-₹299

AEPS Withdrawal

+₹500

Bank Payout

-₹5,000

Developer First

Integrate in Minutes,
Not Months

RESTful APIs with comprehensive docs, sandbox environment, SDKs in 6 languages and webhooks for real-time events.

Why Developers ❤️ iPaisaPay

Sandbox Environment

Test all APIs with mock data before going live

SDKs for 6 Languages

Node.js, Python, PHP, Java, .NET, Go

Webhook & Callback Support

Real-time notifications for every transaction event

99.97% SLA Guarantee

Enterprise-grade uptime backed by SLA

Detailed Logs & Analytics

Full audit trail, response time metrics & error tracking

Node.js Python PHP Java .NET Go

                                // iPaisaPay Payout API — Node.js
                                const iPaisaPay = require('ipaisapay-sdk');

                                const client = new iPaisaPay({
                                apiKey: 'ipp_live_xxxxxxxxxxx',
                                env: 'production'
                                });

                                const payout = await
                                client.payouts.create({
                                amount: 50000, // ₹500.00 in paise
                                currency: 'INR',
                                mode: 'IMPS', // IMPS | NEFT | UPI
                                account: '9876543210',
                                ifsc: 'HDFC0001234',
                                beneficiary_name: 'Ramesh Kumar',
                                reference_id: 'PAY-2024-00142'
                                });

                                console.log(payout.status); // →
                                    'SUCCESS'
                                console.log(payout.utr); // →
                                    'HDFC2024060312345'
                            

                                // iPaisaPay Collection API — Python
                                from ipaisapay import Client

                                client = Client(api_key="ipp_live_xxxxxxxxxxx")

                                # Create a Payment Link
                                link = client.collection.create_link(
                                amount=1000,
                                currency="INR",
                                description="Invoice #INV-2024-001",
                                customer={
                                "name": "Priya Sharma",
                                "email": "priya@example.com",
                                "phone": "9876543210"
                                },
                                expiry_hours=24
                                )

                                print(link['payment_url'])
                                # → https://pay.ipaisapay.com/p/abc123
                            

                                // AEPS Cash Withdrawal — PHP
                                use iPaisaPay\Client;

                                $client = new Client(['api_key' => 'ipp_live_xxx']);

                                $txn = $client->aeps->withdrawal([
                                'aadhaar' => 'XXXXXXXX4321',
                                'bank_iin' => '508505', // SBI
                                'amount' => 5000, // ₹50
                                'biometric' => $biometricData,
                                'latitude' => '28.6139',
                                'longitude' => '77.2090'
                                ]);

                                echo $txn['status']; // → SUCCESS
                                echo $txn['rrn']; // → 202406031234
                            

                                // Mobile Recharge — cURL / REST
                                POST https://api.ipaisapay.com/v1/recharge
                                Authorization: Bearer ipp_live_xxxxxxxxxxx
                                Content-Type: application/json

                                {
                                "operator": "AIRTEL",
                                "mobile": "9876543210",
                                "amount": 299,
                                "circle": "DL",
                                "type": "PREPAID",
                                "client_ref": "RECH-20240603-001"
                                }

                                // Response:
                                {
                                "status": "SUCCESS",
                                "operator_ref": "ATL20240603874321",
                                "balance_after": 12151.50
                                }
                            

Trusted By Many

What Our Partners Say

★★★★★

"iPaisaPay's AEPS API integration took us less than 2 days. Our agents in rural Rajasthan can now process Aadhaar-based withdrawals seamlessly. Support is excellent."

Rajendra Kumar

CEO, FinLink Services, Jaipur

★★★★★

"The white label solution from iPaisaPay helped us launch our own branded payment app in under a week. The admin panel gives us complete control over our distributor network."

Sneha Patel

MD, PayKonnect, Ahmedabad

★★★★★

"Best collection API in the market. We process ₹3 Cr daily and the uptime has been flawless. Their bulk payout API saved us 40 hours of manual work every month."

Ankit Mehrotra

CTO, GrowMart Solutions, Noida

Power Your Fintech Business With iPaisaPay APIs

Everything Your Fintech
Business Needs

Launch Your Own
Fintech Brand in 48 Hours

Complete Brand Customisation

Multi-tier Distributor Management

Unified Admin Dashboard

Android & iOS Apps Included

Integrate in Minutes,
Not Months

Why Developers ❤️ iPaisaPay

What Our Partners Say

Powering India's Digital
Financial Ecosystem

Ready to Build the Future
of Finance?

Power Your Fintech Business With iPaisaPay APIs

Everything Your FintechBusiness Needs

Launch Your OwnFintech Brand in 48 Hours

Complete Brand Customisation

Multi-tier Distributor Management

Unified Admin Dashboard

Android & iOS Apps Included

Integrate in Minutes,Not Months

Why Developers ❤️ iPaisaPay

What Our Partners Say

Powering India's DigitalFinancial Ecosystem

Ready to Build the Futureof Finance?

Everything Your Fintech
Business Needs

Launch Your Own
Fintech Brand in 48 Hours

Integrate in Minutes,
Not Months

Powering India's Digital
Financial Ecosystem

Ready to Build the Future
of Finance?